• ECB Bancorp posted Q1 net income of 3.1 million, up 20.2%, with diluted EPS of 0.38.
• Net interest and dividend income climbed to 9.8 million, lifting net interest margin by 0.17 percentage points to 2.49%.
• Total assets rose to 1.65 billion while deposits increased to 1.2 billion.
• Loans expanded to 1.4 billion, led by a 491.5 million one-to-four family residential portfolio.
• CEO Richard J. O'Neil, Jr. pointed to disciplined loan growth and expense management, while advancing buildout of a new Medford, Massachusetts branch.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. ECB Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001437749-26-013178), on April 23, 2026, and is solely responsible for the information contained therein.