• Bank of the James Financial Group posted net income of $2.77 million for quarter ended March 31, 2026, more than tripling from year-ago levels; EPS rose to $0.61.
• Net interest income climbed 13.2% to $8.73 million, while net interest margin widened 32 basis points to 3.57%.
• Credit costs swung to a $146,000 recovery from a provision in the prior-year quarter, while nonperforming loans fell to $1.45 million.
• Noninterest income rose 20.8% to $3.96 million, led by mortgage loan sale gains of $1.2 million, while noninterest expense slipped 4.7% to $9.37 million.
• Total assets increased 2.13% to $1.06 billion and deposits grew 2.07% to $956.55 million, while loans eased 1.85% to $655.33 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bank Of The James Financial Group Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001275101-26-000019), on May 12, 2026, and is solely responsible for the information contained therein.