• Jefferson Capital posted Q1 2026 pre-tax income of $51.1 million, down 24% from Q1 2025, as operating expenses climbed 47% to $95.6 million.
• Revenue rose 14% to $176.4 million, while net operating income slipped 10% to $80.2 million.
• Collections increased 19% to $309.9 million, helping lift estimated remaining collections (ERC) 18% to $3.4 billion.
• Cash efficiency ratio narrowed 3.62 percentage points to 73%, while adjusted leverage ratio eased to 1.79x from 2.17x.
• Quarterly dividend set at $0.24 per share, payable June 4; revolving credit facility upsized April 22 to $1.15 billion.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Jefferson Capital Inc. published the original content used to generate this news brief on May 14, 2026, and is solely responsible for the information contained therein.