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How to invest $15,000 for passive income in superannuation?
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It makes a lot of sense to invest for passive income in superannuation because of the lower tax rate compared to normal individual tax rates for full-time workers.

There are a number of attractive ASX dividend shares that are driving their underlying values higher and delivering bigger payments to shareholders.

The two businesses below are trading at good prices and offer great dividend yields. I'd be very happy to invest $15,000 across these two names today.

Centuria Industrial REIT (ASX: CIP)

This business is a real estate investment trust (REIT) that owns a portfolio of commercial properties – there's no negative gearing involved in this real estate.

Its industrial properties are spread across Australia's cities, in areas where there is limited supply, significant demand and a very low vacancy rate. This combination is helping drive the underlying rental value of the properties, boosting their earnings power and the value of the real estate.

In the FY26 third-quarter update, the business reported that its FY26 year-to-date re-leasing spreads were 36% – that's a big jump of rental income on the new leases.

The business is expecting to grow its FY26 annual distribution per year by 3% to 16.8 cents per unit, which translates into a distribution yield of 5.75%. I think it's a solid starting yield for passive income in superannuation.

Grant Nichols, the fund manager of the REIT, said:

Looking ahead, we foresee the domestic infill industrial market's supply-demand imbalance to persist with limited construction of new warehouses coupled with consistently high occupier demand as tenants look to strengthen their delivery times and reduce transport costs. Current macroeconomic uncertainty, resultant of the Middle East conflicts and global oil constraints, is impacting inflation and construction price pressures. These factors are expected to curtail future industrial market supply. The value of high-quality, existing infill industrial assets is expected to increase as the disconnect to replacement cost continues to escalate.

This bodes well for long-term returns, in my view.

Future Generation Global Ltd (ASX: FGG)

The other ASX share I want to highlight is Future Generation Global, a listed investment company (LIC) that invests in global shares.

But, unlike many other LICs, this one doesn't charge any management fees or performance fees. Instead, it donates 1% of its net assets to youth mental health charities.

Additionally, it's not one fund manager that controls the portfolio. Instead, there are 16 different funds in the portfolio – there are more than 3,700 underlying shares, enabling Future Generation Global to give investors significant diversification.

On the dividend side of things, the business has increased its annual dividend per share each year since FY19. So, it has already given investors several years of regular dividend increases and I'm expecting more to come.

At the end of April 2026, it had a profit reserve of 71.5 cents per share and (excluding the special dividend) a grossed-up dividend yield of 7%, including franking credits.

I think it's a great option for passive income in superannuation with that large and growing dividend, plus the diversification.

The post How to invest $15,000 for passive income in superannuation? appeared first on The Motley Fool Australia.

Motley Fool contributor Tristan Harrison has positions in Future Generation Global. The Motley Fool Australia's parent company Motley Fool Holdings Inc. has no position in any of the stocks mentioned. The Motley Fool Australia has no position in any of the stocks mentioned. The Motley Fool has a disclosure policy. This article contains general investment advice only (under AFSL 400691). Authorised by Scott Phillips.

The Motley Fool's purpose is to help the world invest, better. Click here now for your free subscription to Take Stock, The Motley Fool's free investing newsletter. Packed with stock ideas and investing advice, it is essential reading for anyone looking to build and grow their wealth in the years ahead. This article contains general investment advice only (under AFSL 400691). Authorised by Bruce Jackson. 2026

Disclaimer:This article represents the opinion of the author only. It does not represent the opinion of Webull, nor should it be viewed as an indication that Webull either agrees with or confirms the truthfulness or accuracy of the information. It should not be considered as investment advice from Webull or anyone else, nor should it be used as the basis of any investment decision.
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