• Avarda Bank AB H1 operating profit rose 31% to SEK 500.6 million; EPS climbed 40% to SEK 6.14.
• Cost-to-income ratio narrowed 2.5 percentage points to 35%; return on equity increased to 25.8% from 21.7%.
• Loans to the public reached SEK 26.3 billion, up 21% versus June 2025 in local currencies.
• App users increased 30% to 540,163; Everyday Finance loan book grew 38% to SEK 17.1 billion, lifting operating profit 52% to SEK 339 million.
• CEO Joakim Jansson cited strong demand in Germany’s credit card market, with customer-acquisition investments continuing to pay off.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Avarda Bank AB published the original content used to generate this news brief via Cision (Ref. ID: 202607100100BITN____UKPR__SV_20260709-BIT-7542-0) on July 10, 2026, and is solely responsible for the information contained therein.