• Upay posted a net loss of $115,440 for the three months ended May 31, 2026, narrowing from a $141,986 loss a year earlier.
• Revenue rose 32.82% to $226,347, driven by higher software development revenue and increased transactional revenue from South African credit-industry clients.
• Total expenses increased to $269,811, reflecting higher general and administrative costs.
• Negative working capital widened to $380,139 at May 31, 2026, compared with $266,715 at Feb. 28, 2026.
• Operating cash outflow improved to $74,222, while financing cash inflow fell to $75,000.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Upay Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001575872-26-000502), on July 14, 2026, and is solely responsible for the information contained therein.