• Freddie Mac’s weekly survey showed the 30-year fixed-rate mortgage averaged 6.55% as of July 16, 2026, up from 6.49%.
• The 15-year fixed-rate mortgage averaged 5.93%, rising from 5.82% a week earlier.
• The 30-year rate stood at 6.75% a year earlier; the 15-year rate was 5.92%.
• Chief Economist Sam Khater flagged weaker purchase-application demand, citing improving affordability and rising inventory as modestly supportive for buyers.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Freddie Mac - Federal Home Loan Mortgage Corporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202607161200PRIMZONEFULLFEED9763463) on July 16, 2026, and is solely responsible for the information contained therein.