Over the last 7 days, the United States market has experienced a 1.4% drop, yet it has risen by 17% over the past year with earnings forecasted to grow by 18% annually. In this dynamic environment, identifying small-cap stocks that are perceived as undervalued and show insider buying can offer intriguing opportunities for investors seeking potential growth.
Top 10 Undervalued Small Caps With Insider Buying In The United States
| Name | PE | PS | Discount to Fair Value | Value Rating |
|---|---|---|---|---|
| Appian | 2165.9x | 2.5x | 30.80% | ★★★★★☆ |
| Industrial Logistics Properties Trust | NA | 1.3x | 38.61% | ★★★★★☆ |
| Bank of Marin Bancorp | NA | 13.1x | 26.62% | ★★★★☆☆ |
| Peoples Bancorp | 12.6x | 3.3x | 38.69% | ★★★★☆☆ |
| Modiv Industrial | NA | 4.1x | 46.82% | ★★★★☆☆ |
| Union Bankshares | 9.7x | 2.1x | 11.30% | ★★★☆☆☆ |
| Patria Investments | 24.2x | 4.4x | 8.98% | ★★★☆☆☆ |
| Shore Bancshares | 12.3x | 3.5x | 1.00% | ★★★☆☆☆ |
| Similarweb | NA | 2.1x | 18.87% | ★★★☆☆☆ |
| Angel Studios | NA | 2.0x | 10.44% | ★★★☆☆☆ |
We'll examine a selection from our screener results.
First Bancorp (FNLC)
Simply Wall St Value Rating: ★★★☆☆☆
Overview: First Bancorp is a financial institution primarily engaged in banking operations, with a market capitalization of $0.34 billion.
Operations: The company's revenue primarily comes from banking operations, with recent figures showing $95.98 million in revenue. Its net income margin has shown variability, reaching 37.83% as of the latest data point. Operating expenses are a significant cost component, with general and administrative expenses consistently being the largest portion of these costs.
PE: 10.7x
First Bancorp, a small company in the financial sector, has shown signs of potential value with recent insider confidence demonstrated by share purchases. Despite a past decline in earnings of 3.1% annually over five years, their first-quarter results for 2026 revealed net income growth to US$8.99 million from US$7.08 million the previous year. Additionally, they increased their quarterly dividend to US$0.38 per share, reflecting a commitment to returning value to shareholders amidst ongoing governance changes and strategic board appointments.
- Take a closer look at First Bancorp's potential here in our valuation report.
Review our historical performance report to gain insights into First Bancorp's's past performance.
Westamerica Bancorporation (WABC)
Simply Wall St Value Rating: ★★★☆☆☆
Overview: Westamerica Bancorporation operates as a bank holding company providing a range of financial services primarily through its subsidiary, Westamerica Bank, with a market capitalization of approximately $1.37 billion.
Operations: The company's revenue primarily stems from its banking operations, with a gross profit margin consistently at 100%. Operating expenses have shown variation, with recent figures around $99.19 million. The net income margin has experienced fluctuations, reaching approximately 43.94% in the latest period.
PE: 12.7x
Westamerica Bancorporation, a smaller player in the banking sector, has demonstrated insider confidence through consistent share repurchases totaling 1.85 million shares for US$97.5 million since December 2025. Despite a dip in earnings, with Q2 net income at US$27.39 million compared to last year's US$29.07 million, the company increased its dividend to $0.48 per share and expanded its buyback plan by 2 million shares in April 2026, signaling strategic financial management amidst forecasted earnings decline over the next three years.
Oxford Industries (OXM)
Simply Wall St Value Rating: ★★★☆☆☆
Overview: Oxford Industries is a lifestyle apparel company that operates brands such as Tommy Bahama, Lilly Pulitzer, and Johnny Was, with a market capitalization of approximately $1.60 billion.
Operations: Tommy Bahama is the largest revenue contributor, followed by Lilly Pulitzer and Johnny Was. The company experienced fluctuations in its gross profit margin, which reached 63.35% recently. Operating expenses have increased over time, impacting net income margins.
PE: -15.4x
Oxford Industries, characterized by its smaller market size, recently saw insider confidence as Chairman Thomas Chubb purchased 5,000 shares for US$175,585. This move suggests a belief in the company's potential despite recent challenges. The company reported a decrease in earnings and sales for Q1 2026 compared to the previous year but maintained its dividend payout of US$0.70 per share. Following its removal from several S&P indices on June 5, it was added to multiple Russell growth benchmarks on June 27.
- Dive into the specifics of Oxford Industries here with our thorough valuation report.
Examine Oxford Industries' past performance report to understand how it has performed in the past.
Taking Advantage
- Gain an insight into the universe of 61 Undervalued US Small Caps With Insider Buying by clicking here.
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Looking For Alternative Opportunities?
- Explore high-performing small cap companies that haven't yet garnered significant analyst attention.
- Fuel your portfolio with companies showing strong growth potential, backed by optimistic outlooks both from analysts and management.
- Find companies with promising cash flow potential yet trading below their fair value.
This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.
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