• Bank of Ayudhya posted 2Q/2026 net profit attributable to owners of THB 8.29 billion, down 3.8% quarter-on-quarter.
• Net interest income slipped 0.3% QoQ to THB 28.76 billion, while non-interest income fell 4.5% to THB 13.39 billion.
• Net interest margin rose 4 basis points QoQ to 4.65%, while expected credit loss edged down 1% to THB 11.36 billion.
• Loan growth turned positive at 1.6% QoQ, while deposits declined 1%.
• The NPL ratio improved to 3.08% from 3.34% at end-March, with gross NPLs down 6.6% to THB 68.55 billion.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bank of Ayudhya pcl published the original content used to generate this news brief on July 20, 2026, and is solely responsible for the information contained therein.