The June settlement interest rates for Universal Insurance products have been released one after another. According to the data, as of July 22, 716 Universal Insurance products had disclosed annualized settlement interest rates for June. The average settlement interest rate for these products was 2.66%, and the median was 2.50%, all of which declined from the previous year. Due to factors such as the decline in the interest rate center and fluctuations in the equity market, Universal Insurance's settlement interest rate declined year-on-year in June. Specifically, in June, the average settlement interest rate for 716 universal insurance products fell 0.11 percentage points year on year, and the median rate fell 0.4 percentage points year on year. This trend continues the downward trend in Universal Insurance settlement interest rates in previous years. The data shows that from 2021 to 2025, the average settlement interest rate of Universal Insurance has dropped from 4.06% to 2.77%. In terms of distribution, the settlement interest rate for 233 universal insurance products was 3% or more, accounting for 32.5%; the settlement interest rate for 457 products was between 2% and 3%, and the settlement interest rate for 26 products was less than 2%. Judging from product performance, out of 716 universal insurance products, the highest settlement interest rate was 3.50%. A total of 15 products reached this settlement rate.

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