• Fair Isaac flagged rising UK credit card stress in May 2026, with three-missed-payment delinquency up 17.1% year-on-year.
• Average spend fell 3% month-on-month to GBP 790, roughly flat year-on-year.
• Average active balances slipped 0.3% to GBP 1,945, still up 4.3% year-on-year.
• Payment rate rose 4.7% month-on-month to 34.1%, still 4.1% below 2025.
• Overlimit accounts eased 5.7% to 1.3%, still 1.6% above May 2025.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Fair Isaac Corporation published the original content used to generate this news brief via Business Wire (Ref. ID: 202607270400BIZWIRE_USPR_____20260727_BW156033) on July 27, 2026, and is solely responsible for the information contained therein.