• First Farmers and Merchants posted second-quarter net income up 22.9% from a year earlier to $5.7 million; EPS rose 25.2% to $1.44.
• Net interest income climbed 16.7% to $15.3 million; net interest margin widened 47 basis points to 3.61%.
• Total loans increased $24.1 million from the first quarter to $1.04 billion, a 9.5% annualized growth rate.
• Wealth management and trust services fees hit a quarterly record of $1.3 million, up 10.2% from a year earlier.
• Management cited accelerating contribution from strategic growth initiatives, including its entry into the Chattanooga market, while prioritizing digital platform enhancements.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Farmers and Merchants Corporation published the original content used to generate this news brief on July 27, 2026, and is solely responsible for the information contained therein.