• First Guaranty Bancshares returned to profit in Q2, posting net income of $3.4 million versus a $7.3 million loss a year earlier.
• Diluted EPS turned positive to $0.17 from a loss of $0.61 in the prior-year quarter.
• Provision for credit losses fell to $2.6 million from $16.6 million, while net interest margin edged up 3 basis points to 2.37%.
• Total assets slipped to $3.9 billion, while loans fell 14.7% to $1.8 billion and deposits decreased 4.8% to $3.5 billion versus year-end 2025.
• Texas branch sale to Armstrong Bank is expected to include about $227 million of deposits and $93 million of loans, with closing targeted for July 31, 2026.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Guaranty Bancshares Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001408534-26-000057), on July 27, 2026, and is solely responsible for the information contained therein.