According to statistics from the People's Bank of China, at the end of the second quarter of 2026, the RMB real estate loan balance was 50.74 trillion yuan, down 4.9% year on year, and 1.23 trillion yuan in the first half of the year. At the end of the second quarter of 2026, the real estate development loan balance was 12.65 trillion yuan, a year-on-year decrease of 8.5%, and a decrease of 540.2 billion yuan in the first half of the year. The balance of personal housing loans was 36.29 trillion yuan, a year-on-year decrease of 3.8%, and a decrease of 716.3 billion yuan in the first half of the year.

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