The China Banking Association recently released the “Report on the Development of Consumer Finance Companies in China”. According to the report, there are currently 31 consumer finance companies in China, with total assets of 1.48 trillion yuan, an increase of 7.18% over the previous year; the loan balance reached 1.43 trillion yuan at the end of 2025, an increase of 6.85% over the previous year. With the steady expansion of business scale, various consumer finance companies closely followed the main line of boosting consumption and were deeply integrated into key areas such as “trade-in” of consumer goods, rural revitalization, and services for new citizens. They issued 5.24 trillion yuan of personal consumption loans throughout the year, serving 581 million customers. 255 exclusive products were innovatively launched, and additional loans of 278.6 billion yuan were added, benefiting 38.3 million customers, effectively activating the endogenous motivation of the consumer market and helping to expand the capacity and quality of domestic demand. With the implementation of the “Personal Consumption Loan Financial Interest Rate Discount Policy Implementation Plan”, four institutions were selected as the first management agencies: Ant Consumer Finance, CMB Consumer Finance, Societe Generale Consumer Finance, and Bank of China Consumer Finance. By the end of 2025, the four pilot institutions had served more than 15 million customers, issued more than 40 billion yuan in interest-rate loans, reduced consumer credit costs through “financial subsidies+financial support”, and accurately drip-flooded the consumer sector. Various consumer finance companies are also taking the initiative to bail out Li Huimin, steadily reducing comprehensive financing costs for borrowers, and implementing systematic bailouts for needy customers. In 2025, consumer finance companies reduced interest fees of 3,928 billion yuan for 2.253 million customers; a total of 308,200 customers were granted loan extensions and extensions, involving a loan amount of 8.382 billion yuan, effectively relieving residents' phased repayment pressure and reducing the financial burden on the public. In addition, consumer finance companies are also deeply involved in the fields of public welfare support and rural revitalization, and continue to consolidate and expand the results of the fight against poverty. A total of 1.983,400 yuan of support funds were invested throughout the year to solidly help the overall revitalization of the countryside through various methods such as consumer aid and donations. At the same time, the industry continues to promote digital and green collaborative development, comprehensively promote online paperless services, empower low-carbon transformation with finance, and help green and high-quality economic and social development.

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