• Regional Management posted second-quarter net income of USD 8.2 million, down 19.6% year over year; diluted EPS fell 17.5% to USD 0.85.
• Revenue rose 6.7% from a year earlier to USD 168 million, while the net credit loss rate widened 0.3 percentage points to 12.2%.
• Net finance receivables climbed 9.6% year over year to USD 2.1 billion, led by large loans; small loans declined 10.7% to USD 488.6 million.
• Operating expense ratio improved 0.8 percentage points to 12.4%; provision for credit losses increased 13.9% to USD 69 million.
• The Column N.A. bank partnership has originated more than USD 65 million since launch, fully implemented for Texas branches; a USD 0.30 dividend was declared for the third quarter.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Regional Management Corp. published the original content used to generate this news brief via Business Wire (Ref. ID: 202607291615BIZWIRE_USPR_____20260729_BW150106) on July 29, 2026, and is solely responsible for the information contained therein.