• BBVA posted 1H26 net attributable profit of €6.05 billion, up 11.1% year-on-year; 2Q26 net attributable profit rose 2.4% quarter-on-quarter to €3.06 billion.
• Net interest income climbed 20.3% year-on-year to €15.16 billion; gross income increased 17.3% to €21.16 billion.
• ROTE was 22.2% and the efficiency ratio was 37.8%; operating expenses rose 17.9% to €8 billion.
• CET1 ratio eased to 12.9% from 13.34% a year earlier; NPL ratio improved to 2.6% from 2.9%.
• BBVA reaffirmed its AI push with a new AI Transformation unit; it also launched a new €2 billion share buyback framework program.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. BBVA - Banco Bilbao Vizcaya Argentaria SA published the original content used to generate this news brief on July 30, 2026, and is solely responsible for the information contained therein.