• Lloyds Banking Group published its 2026 half-year shareholder factbook, dated July 30, 2026, outlining results and updated 2026 guidance.
• 1H 2026 statutory profit after tax GBP 3.12 billion; return on tangible equity 17.1%; net income GBP 9.75 billion.
• Banking net interest margin 3.19%; cost:income ratio 50.4%; asset quality ratio 0.25%.
• Reiterated 2026 guidance: underlying net interest income above GBP 14.9 billion; return on tangible equity above 16%; CET1 ratio around 13%.
• Report posted at https://www.lloydsbankinggroup.com.

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