The Zhitong Finance App learned that on July 31, the Hong Kong Monetary Authority announced the results of the residential mortgage survey for June 2026. The number of new loan applications in June increased by 12.5% compared with May to 12,117.

The amount of new mortgage loans approved in June increased by 25.8% compared with May to HK$50.6 billion. Among these, loans financing primary market transactions increased by 32.3% to HK$15.5 billion and those financing secondary market transactions increased by 21.6% to HK$28.9 billion. Loans involving refinancing from exchanges increased by 30.6% to HK$6.2 billion.

Mortgage loans drawn down during June increased by 17.6% compared with May to HK$27.7 billion.

The share of newly approved mortgage loans using the Hong Kong interbank interest rate as a reference fell from 73.8% in May to 70% in June. The share of newly approved mortgage loans priced at the best lending rate increased from 1.2% in May to 1.3% in June.

The outstanding value of mortgage loans increased by 0.4% month-on-month to HK$195.5 billion in June.

The mortgage delinquency ratio remained low at 0.11%, and the rescheduled loan ratio remained close to 0%.

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