Recently, a number of insurance companies have successively released claims reports for the first half of 2026. Overall, consumers' odds are high, and critical illness insurance accounts for relatively high overall compensation, yet some insurers' medical insurance payments have already surpassed critical illness insurance; at the same time, the critical illness coverage gap is still quite obvious. Interviewed experts believe that to fill the critical illness coverage gap, insurers need to continue to improve in product design and operation.

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