• Upstart reported Q2 2026 revenue of $365 million, up 42% year-over-year.
• Net income rose to $16.5 million, more than doubled year-over-year; diluted EPS was $0.16.
• Originations climbed to $4.2 billion, up 50% year-over-year; loans originated rose 50% to 558,014.
• Contribution profit hit an all-time high of $193 million, up 37% year-over-year; contribution margin slipped 3 percentage points to 55%.
• Upstart kept its full-year 2026 outlook for revenue at about $1.4 billion; adjusted EBITDA forecast stayed about $294 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Upstart Holdings Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20260804170448) on August 04, 2026, and is solely responsible for the information contained therein.