According to statistics, in the first half of 2026, 58 unlisted personal insurance companies achieved a total income of nearly 800 billion yuan in insurance business, an increase of about 10% over the previous year; net profit exceeded 61 billion yuan, an increase of more than 100% over the previous year. Judging from the insurance business revenue situation, more than 60% of unlisted personal insurance companies have achieved positive growth, mainly affected by residents' deposit relocation and business structure transformation. Insurers have vigorously developed dividend insurance products, effectively meeting consumers' demand for investment insurance products. According to data, in the first half of the year, personal insurance companies' original premium income from dividend insurance was about 1.01 trillion yuan, an increase of 94.4% over the previous year. At the same time as income from the insurance business increased, the net profit performance of unlisted personal insurance companies was even more impressive. In the first half of the year, nearly 90% of unlisted personal insurance companies achieved profits. Among them, more than 10 insurers turned losses into profits year on year. According to industry insiders, unlisted personal insurance companies performed well in the first half of the year: on the one hand, they benefited from the strengthening of the A-share market during the same period; on the other hand, some insurers officially implemented the new accounting standards, reducing the pressure on reserve accrual. Overall, the Matthew effect in the personal insurance industry has further intensified. In the future, insurance company operations should focus on value transformation, pay more attention to business quality, profitability, and capital efficiency, rather than simply pursue scale growth.
Zhitongcaijing · 1d ago
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According to statistics, in the first half of 2026, 58 unlisted personal insurance companies achieved a total income of nearly 800 billion yuan in insurance business, an increase of about 10% over the previous year; net profit exceeded 61 billion yuan, an increase of more than 100% over the previous year. Judging from the insurance business revenue situation, more than 60% of unlisted personal insurance companies have achieved positive growth, mainly affected by residents' deposit relocation and business structure transformation. Insurers have vigorously developed dividend insurance products, effectively meeting consumers' demand for investment insurance products. According to data, in the first half of the year, personal insurance companies' original premium income from dividend insurance was about 1.01 trillion yuan, an increase of 94.4% over the previous year. At the same time as income from the insurance business increased, the net profit performance of unlisted personal insurance companies was even more impressive. In the first half of the year, nearly 90% of unlisted personal insurance companies achieved profits. Among them, more than 10 insurers turned losses into profits year on year. According to industry insiders, unlisted personal insurance companies performed well in the first half of the year: on the one hand, they benefited from the strengthening of the A-share market during the same period; on the other hand, some insurers officially implemented the new accounting standards, reducing the pressure on reserve accrual. Overall, the Matthew effect in the personal insurance industry has further intensified. In the future, insurance company operations should focus on value transformation, pay more attention to business quality, profitability, and capital efficiency, rather than simply pursue scale growth.
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