• American Coastal posted Q2 net income of $21.9 million, down 17.2% year over year; diluted EPS fell 17% to $0.44.
• Core income (non-GAAP) dropped 38.5% to $16.46 million; core diluted EPS slid 38.9% to $0.33.
• Total revenue decreased 4.5% to $82.6 million; gross premiums written dipped 5.3% to $216.3 million.
• Combined ratio widened 13.7 percentage points to 74.3%; underlying combined ratio rose 6.5 points to 68.7%.
• Book value per share climbed 20.2% to $7.21; management cited a Kroll rating upgrade and lower-cost June 1 reinsurance renewal.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. American Coastal Insurance Corporation published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202608051601PRIMZONEFULLFEED9804397) on August 05, 2026, and is solely responsible for the information contained therein.