• OSB Group posted H1 profit before tax of £187.2 million, down 3% year over year, as impairment charges rose to £15.8 million.
• Net interest income rose 1% to £339.8 million, while net interest margin narrowed 7 basis points to 223 bps on higher retail funding spreads to SONIA.
• Return on tangible equity eased 0.4 percentage points to 13.3%, while the interim dividend increased 5% to 11.8 pence per share.
• Net loan book grew 1.3% to £26.3 billion, with originations up 10% to £2.3 billion; retail deposits climbed 3% to £25.0 billion.
• OSB cut 2026 net interest margin guidance to 215-220 bps, kept admin expense guidance at about £280 million, and said CEO Andy Golding steps down Aug. 31.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. OSB Group plc published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202608060200HUGIN___UKPR_REG_GNW1001256263-en) on August 06, 2026, and is solely responsible for the information contained therein.