According to some market sources, the current interest rate for commercial housing loans of banks in Guangzhou can be as low as 2.7%. In response to this rumor, the reporter recently learned from relevant banks that Standard Chartered Bank and HSBC can currently have housing loan interest rates as low as 2.7% in Guangzhou, but they must meet specific qualifications and conditions. A Standard Chartered Bank employee said that currently the bank's mortgage interest rate can be as low as 2.7%, but this preferential interest rate is mainly aimed at customers with normal credit information and a monthly income that can cover more than twice the monthly repayment amount, or high-quality customers with stable jobs and income, such as teachers, doctors, and civil servants. Whether the lowest interest rate can be obtained also depends on the final approval situation. In addition, a staff member at an HSBC branch in Guangzhou also said that currently the bank's mortgage interest rate can be as low as 2.7%, but it is mainly aimed at high-quality customers with good credit information and a monthly income of more than twice the monthly repayment amount. Ultimately, it also depends on the approval situation.

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