• Neptune Insurance Holdings published a market analysis warning 2025’s no-U.S.-landfall hurricane season does not signal lower long-term risk.
• Research showed 25 hurricanes made U.S. landfall in 2016-2024, averaging nearly three per year; six of the 10 costliest occurred then.
• NFIP paid $36.7 billion on more than 586,000 flood claims in 2016-2025; it owes $22.525 billion, leaving $7.9 billion before its cap.
• Flood insurance take-up remained about 4% nationwide; Helene drove an estimated $20-30 billion in uninsured flood losses.
• NOAA’s 2026 outlook calls for 8-14 named storms, 3-6 hurricanes, 1-3 major hurricanes; the report stressed landfall risk, not storm counts.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Neptune Insurance Holdings Inc. published the original content used to generate this news brief on August 06, 2026, and is solely responsible for the information contained therein.