• ECB Bancorp posted net income of $3.3 million for the quarter ended June 30, 2026, up 126.5% from a year earlier.
• Net interest and dividend income climbed 31% to $10 million, widening net interest margin by 37 basis points to 2.45%.
• Provision for credit losses fell to $61,000 from $1.1 million, reflecting lower loan growth and lower reserve requirements.
• Noninterest expense rose 16.7% to $5.81 million, led by higher salaries and benefits, advertising, and FDIC deposit insurance.
• Total assets increased 4.1% to $1.67 billion at June 30, 2026, while deposits rose 5.3% to $1.19 billion.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. ECB Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001437749-26-026449), on August 07, 2026, and is solely responsible for the information contained therein.