• NI Holdings posted net income of $146, swinging from a net loss of $12.05 million a year earlier.
• Net premiums earned fell 10.9% to $65.02 million; the combined ratio improved 17.4 percentage points to 107.7%.
• Underwriting loss narrowed to $4.99 million from $18.38 million, aided by net favorable prior-year reserve development of $6.08 million.
• Net investment income slipped to $2.81 million from $3.15 million; net investment gains turned positive at $2.06 million versus a loss of $410,000.
• Operating cash flow was negative at $955,000 versus $16.29 million a year earlier, on lower premium collections.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. NI Holdings Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001174947-26-000777), on August 07, 2026, and is solely responsible for the information contained therein.