• Horizon Bancorp posted Q2 net income of $24.9 million, up $4.3 million year over year; diluted EPS rose to $0.49 from $0.47.
• Net interest income climbed 14.7% to $63.5 million; net FTE interest margin widened 114 basis points to 4.37%.
• Provision for credit losses totaled $0.9 million, down from $2.5 million; net charge-offs increased to $605,000 from $254,000.
• Non-interest expense rose $4.4 million to $43.8 million, driven by a $3.1 million pre-tax legal accrual tied to a 2018 indirect auto case.
• Deposits increased 2.37% to $5.4 billion since Dec. 31, 2025; borrowings fell 10.3% to $223 million on lower repurchase agreements.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Horizon Bancorp published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000706129-26-000063), on August 07, 2026, and is solely responsible for the information contained therein.