• Gouverneur Bancorp posted net income of $239,000 for the quarter ended June 30, 2026, up 10.14% from a year earlier.
• Net interest income rose 3.37% to $1.9 million; net interest margin widened 10 basis points to 4.25%.
• Provision for credit losses held at $12,000; non-performing loans climbed to $1.4 million from $695,000 at Sept. 30, 2025.
• Total assets edged up 0.08% to $198.7 million; loans receivable, net increased 2.53% to $135.3 million.
• After quarter-end, it sold $23.8 million of AFS securities at an estimated $2 million pre-tax loss, reinvesting $11.6 million at 5.01%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Gouverneur Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001104659-26-095878), on August 13, 2026, and is solely responsible for the information contained therein.