• Nu Holdings discussed Q2 2026 results with CEO David Velez, CFO Rob Livingston, Investor Relations Officer Guilherme Souto.
• Net income reached USD 1.1 billion; gross revenue USD 5.9 billion; efficiency ratio 19.5%; ROE 33%.
• Credit portfolio rose 37% year over year to USD 39.4 billion; deposits increased 18% to USD 45.3 billion; loan-to-deposit ratio 35%.
• Risk-adjusted NIM climbed to 12.4%; management cited lending growth, seasonality, disciplined risk expansion; Desenrola affected cost of credit by about 5%.
• Mexico received regulatory approval for a banking license; customers reached 139 million overall; Brazil launched Croma tier, following Ultravioleta rollout.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Nu Holdings Ltd. published the original content used to generate this news brief on August 19, 2026, and is solely responsible for the information contained therein.