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X Financial Q2 FY26 net income drops 91.1% YoY to RMB 47 million; revenue falls 56.3% to RMB 993.6 million
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X Financial Q2 FY26 net income drops 91.1% YoY to RMB 47 million; revenue falls 56.3% to RMB 993.6 million
  • X Financial posted Q2 GAAP net income of RMB 47 million, down 91.1% year over year but up 23.8% quarter over quarter.
  • Total net revenue fell to RMB 993.6 million, down 56.3% year over year and 15.5% sequentially.
  • Loan amount facilitated and originated dropped to RMB 11.63 billion, down 70.2% year over year and 20.5% quarter over quarter.
  • Active borrowers slid to 720,258, down 74.8% from a year ago; average loan amount rose to RMB 12,712.
  • Management cited disciplined underwriting and conservative capital deployment as delinquency improved sequentially, with 91-180 day past due at 9.09%.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. X Financial published the original content used to generate this news brief via PR Newswire (Ref. ID: 202608240550PR_NEWS_USPR_____CN31142) on August 24, 2026, and is solely responsible for the information contained therein.

Disclaimer:This article represents the opinion of the author only. It does not represent the opinion of Webull, nor should it be viewed as an indication that Webull either agrees with or confirms the truthfulness or accuracy of the information. It should not be considered as investment advice from Webull or anyone else, nor should it be used as the basis of any investment decision.
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