• Lloyds analysis found 76% of UK 18-24s used AI for personal finance, yet they were least confident in financial decisions.
• Confidence among digital money-tool users rose with age, from 64% for 18-24s to 85% for 65-74s.
• Older cohorts also adopted AI: 47% of 55-64s, 35% of 65-74s; experience appeared to lift outcomes from tech use.
• AI use shifted by life stage, with budgeting highest among 25-34s at 64%; mortgage advice reached 28% for 35-44s.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Lloyds Banking Group plc published the original content used to generate this news brief on August 25, 2026, and is solely responsible for the information contained therein.