• Consumer Portfolio Services posted Q2 net income of $6.2 million, up 29.17% year over year; diluted EPS rose to $0.27 from $0.20.
• Revenue climbed 10.56% to $121.4 million, driven by interest income of $118.1 million; pretax income increased to $9 million from $7 million.
• Auto contract purchases surged 75% to $757.7 million, lifting the total portfolio to $4.31 billion from $3.71 billion.
• Annualized net charge-offs narrowed to 12.16% from 13.14%, while 30+ day delinquencies edged down to 7.28% from 7.45%.
• Net interest margin widened to 5.2% from 5%, as interest expense eased to 6.1% of average portfolio from 6.4%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. CPS - Consumer Portfolio Services Inc. published the original content used to generate this news brief on August 25, 2026, and is solely responsible for the information contained therein.