On August 28, in response to questions from analysts at the 2026 interim results conference, Postbank Governor Lu Wei said that the next step is for the Postbank to break through three key points: the first is to accelerate the transformation of the revenue structure. “The narrowing of interest spreads is an industry trend. Although our net interest spread is still leading the market by 1.63%, we are also under pressure”. It is necessary to speed up the cultivation of a non-interest “second growth curve” and build a “new structure of revenue growth through the cycle”; the second is digitalization moving from “tools” to “capabilities”. The next step is to turn real data into assets and AI productivity; It's the organization and The adaptation of talents and the implementation of strategies ultimately depend on people, and the vitality of the grassroots must be unleashed.

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