As AI becomes more embedded in the full chain of bank operations, token consumption is becoming a key quantitative indicator highlighting the scale and activity of AI applications, appearing in the semi-annual reports of listed banks. Judging from the data disclosed by ICBC, China Merchants Bank, Ping An Bank, etc., AI applications in the banking industry have moved from technological exploration to full implementation. With the deepening of application scenarios, token consumption has exploded, reflecting that the large model has moved from “trial testing” to the “high-frequency production and use” stage.

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