On September 1, Zheng Zugang, party committee secretary and chairman of Qilu Bank, said at the 2026 semi-annual performance briefing that due to adjustments in the real estate industry, the bank's personal operating loans and housing mortgage loans showed a risk exposure trend, and the personal loan non-performing rate increased in the first half of the year. As of the end of June, the bank's capital adequacy ratio was 14.84%, and there are currently no refinancing plans.

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