• ICE’s September 2026 Mortgage Monitor flagged record property insurance costs in Q2, rising 8.7% year over year as growth slowed.
• Quarterly insurance costs gained 1.8%, the smallest increase since ICE began tracking the metric.
• Insurance now averages $209 a month for single-family mortgage holders, roughly 80% above early-2020 levels.
• Property insurance represents 9.6% of the average monthly mortgage payment, ranging from 24.3% in New Orleans to 4.3% in San Jose.
• Homeowners switching private carriers cut premiums 6.6% on average, versus a 10.4% increase for those who stayed.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. ICE - Intercontinental Exchange Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 202609100900BIZWIRE_USPR_____20260910_BW688065) on September 10, 2026, and is solely responsible for the information contained therein.