• Banco Desio posted 1H26 net profit of EUR 76.1 million, up 8% year on year; annualized ROE was 9.8%.
• Operating income rose 8.5% to EUR 324.6 million, driven by net fees up 17.9% to EUR 126.8 million.
• Net interest income increased 2.8% to EUR 181.5 million; operating profit climbed 17.5% to EUR 143 million.
• Cost-to-income improved to 55.9%; credit risk cost was 30 bps as credit provisions more than doubled to EUR 19.2 million.
• CET1 ratio stood at 17.7% and total capital ratio at 18.7%; gross NPE ratio edged up to 2.9% from 2.7%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Banco di Desio e della Brianza S.p.A. published the original content used to generate this news brief on September 11, 2026, and is solely responsible for the information contained therein.