• Rithm Capital’s Newrez survey shows 51% of US homeowners carry credit card balances month-to-month.
• Financial stress is rising, with 51% losing sleep; 71% cut spending or saving over the past year.
• Mortgage risk signals stayed firm: 89% of borrowers with credit card debt expect to keep up with mortgage payments.
• Debt consolidation interest is increasing, with 52% exploring personal loans or home equity products in the past year.
• Rate gap highlighted: average credit card rate 19.57% versus 12.41% for a three-year personal loan.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Rithm Capital Corp. published the original content used to generate this news brief via Business Wire (Ref. ID: 202609140953BIZWIRE_USPR_____20260914_BW655060) on September 14, 2026, and is solely responsible for the information contained therein.