FMPay, a payment institution authorized by the FCA, has unveiled its card acquiring and payout model designed for mid-sized digital businesses and B2B fintechs. The two-layered operating model features an API-led processing stack focused on settlement and compliance, coupled with a human layer comprising dedicated risk experts who manage client outcomes and address problems in real time. This direct acquiring approach enables FMPay to handle pay-ins and payouts across Visa, Mastercard, and UnionPay without intermediaries, offering a streamlined process for cross-border transactions. The initiative aims to cater to businesses for whom efficient payment operations are crucial to profitability, replacing more cumbersome traditional banking methods with a system tailored to their specific needs.

• Mastercard (NYSE:MA) last closed at $565.24 ending the session unchanged.
• Visa (NYSE:V) last closed at $368.29 down 0.4%, near its 52-week high.

In other trading, TN CyberTech Investments Holdings (ZMSE:TNCI) was a notable mover up 6.9% and ending the day at ZWG0.51.

As a reminder, revisit our Market Insights article "Which payment stocks actually get paid?" where we uncovered how digital payment giants like Visa and Mastercard continue to thrive amidst disruption—timely insights you won't want to miss!

Best Digital Payment Stocks

• SoFi Technologies (NasdaqGS:SOFI) ended the day at $16.96 up 1.4%.
• PayPal Holdings (NasdaqGS:PYPL) finished trading at $52.41 down 1%.
• Nu Holdings (NYSE:NU) ended the day at $13.65 down 1.4%.

Visa's growth driven by increasing digital adoption and e-commerce expansion offers compelling diversification opportunities. Click here to explore Visa's promising business trajectory further.

Key Takeaways

• Click here to access our complete index of 222 Digital Payment Stocks, which features American Express, Bajaj Finserv and Enpara Bank.
• Curious About Other Options? This technology could replace computers: discover the 25 stocks are working to make quantum computing a reality.

This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

Sources:

• Simply Wall St
• "FMPay Sets Out Acquiring and Card Payout Model for Mid-Sized Digital Businesses" from FMPay on GlobeNewswire (published 17 September 2026)

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