The Zhitong Finance App learned that in the first half of 2026, Bank of Harbin (06138) made retail finance the focus of strategic transformation, accelerated digital upgrading, built a comprehensive service system, and continued to consolidate its customer base. During the reporting period, the Group strengthened digital customer relationship management, accelerated “online+offline” omni-channel collaboration, and comprehensively built a closed loop between retail finance business and customer service. According to the data, as of June 30, 2026, the Group's retail customers reached 15.377,800, an increase of 11.2 million over the end of the previous year; the total balance of the Group's retail deposits in local and foreign currency was 518.184 billion yuan, an increase of 6.681 billion yuan over the end of the previous year, an increase of 1.3%.

It is worth noting that according to statistics from the Heilongjiang branch of the People's Bank of China, the retail deposit balance of the Harbin branch reached 18.58% of the local market share, ranking first in the local market. The steady development of the retail business has optimized the business structure and enhanced the stability and sustainability of profits.

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