• Crunchfish disclosed an EPO intention to grant a patent covering offline local transfers of digital value between mobile wallets and EMV-compatible payment cards.
• Mechanism supports two-way balance updates over a point-to-point link, enabling card top-ups from a phone without network connectivity.
• Claims also cover using stored value on the card for point-of-sale payments, with settlement processed via a payment service provider.
• Crunchfish said the approach can be used in immediate offline or governed offline architectures, including potential digital euro use cases.
• Application priority dates to Jan. 29, 2021; related applications are pending in the US, India, and Brazil.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Crunchfish AB published the original content used to generate this news brief via Cision (Ref. ID: 20261013:BIT:2848:0) on October 13, 2026, and is solely responsible for the information contained therein.