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Primerica survey shows BNPL use among middle-income Americans rises to 44% from 28% in Sept 2025
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Primerica survey shows BNPL use among middle-income Americans rises to 44% from 28% in Sept 2025
  • Primerica’s Q3 2026 Financial Security Monitor flagged rising installment, subscription, automated payments as a growing budgeting blind spot.
  • Budget strain persisted: 68% reported little or no monthly flexibility; 69% said income fell behind the cost of living.
  • BNPL adoption accelerated: 44% used BNPL, up from 28% in Sept 2025; survey tied the shift to weaker spending visibility.
  • Credit conditions worsened at the margin: 26% paid credit cards in full; 35% reported credit card debt increased.
  • Recurring costs remained a drag: 81% subscribed to streaming services; 33% spent at least $50 monthly; 19% spent $100 or more.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Primerica Inc. published the original content used to generate this news brief via Business Wire (Ref. ID: 20261013875175) on October 14, 2026, and is solely responsible for the information contained therein.

Disclaimer:This article represents the opinion of the author only. It does not represent the opinion of Webull, nor should it be viewed as an indication that Webull either agrees with or confirms the truthfulness or accuracy of the information. It should not be considered as investment advice from Webull or anyone else, nor should it be used as the basis of any investment decision.
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