The Zhitong Finance App learned that on October 15, the Shanghai headquarters of the People's Bank of China announced financial performance in Shanghai for the first three quarters of 2026. In the first three quarters, various RMB deposits increased by 1.36 trillion yuan, a year-on-year decrease of 334.1 billion yuan. Among them, household deposits increased by 403.1 billion yuan, a year-on-year decrease of 142 billion yuan; non-financial corporate deposits increased by 51.8 billion yuan, an increase of 9.1 billion yuan; fiscal deposits increased by 56.5 billion yuan, a year-on-year decrease of 65.2 billion yuan; and deposits of non-banking financial institutions increased by 515.9 billion yuan, a year-on-year decrease of 292.1 billion yuan. In September, various RMB deposits increased by 55.3 billion yuan, a year-on-year decrease of 289.7 billion yuan. In the first three quarters, various foreign currency deposits increased by 16.7 billion US dollars, a year-on-year decrease of 3.8 billion US dollars. In September, various foreign currency deposits decreased by 4.4 billion US dollars, an increase of 7.8 billion US dollars compared with the previous year.
The original text is as follows:
Financial performance in Shanghai in the first three quarters of 2026
1. Stable growth in various deposits and loans
At the end of September, the balance of various local and foreign currency deposits in Shanghai was 25.92 trillion yuan, an increase of 8.7% over the previous year. Among them, the balance of various RMB deposits was RMB 24.56 trillion, up 9% year on year; the balance of various foreign currency deposits was US$2011 billion, up 10.3% year on year.
At the end of September, the balance of various loans in local and foreign currency in Shanghai was 13.66 trillion yuan, an increase of 5.9% over the previous year. Among them, the balance of various RMB loans was RMB 12.98 trillion, up 5.6% year on year; the balance of various foreign currency loans was US$10.2 billion, up 19.3% year on year.
2. RMB deposits increased by 1.36 trillion yuan, and foreign currency deposits increased by 16.7 billion US dollars
In the first three quarters, RMB deposits increased by 1.36 trillion yuan, a year-on-year decrease of 334.1 billion yuan. Among them, household deposits increased by 403.1 billion yuan, a year-on-year decrease of 142 billion yuan; non-financial corporate deposits increased by 51.8 billion yuan, an increase of 9.1 billion yuan; fiscal deposits increased by 56.5 billion yuan, a year-on-year decrease of 65.2 billion yuan; and deposits of non-banking financial institutions increased by 515.9 billion yuan, a year-on-year decrease of 292.1 billion yuan. In September, various RMB deposits increased by 55.3 billion yuan, a year-on-year decrease of 289.7 billion yuan.
In the first three quarters, various foreign currency deposits increased by 16.7 billion US dollars, a year-on-year decrease of 3.8 billion US dollars. In September, various foreign currency deposits decreased by 4.4 billion US dollars, an increase of 7.8 billion US dollars compared with the previous year.
3. RMB loans increased by 512.6 billion yuan, and foreign currency loans increased by 14.7 billion US dollars
In the first three quarters, RMB loans increased by 512.6 billion yuan, a year-on-year decrease of 88.7 billion yuan. By sector, loans to the household sector increased by 8.4 billion yuan [due to rounding of some data, there is a situation where the total amount is not equal to the total sum of the items.] Among them, short-term loans decreased by 10.4 billion yuan, medium- and long-term loans increased by 18.8 billion yuan; enterprise (business) unit loans increased by 437.4 billion yuan, of which short-term loans increased by 175.1 billion yuan, medium- and long-term loans increased by 211.9 billion yuan, bill financing increased by 26.4 billion yuan; and loans from non-banking financial institutions decreased by 24.8 billion yuan. In September, RMB loans increased by 69.6 billion yuan, a year-on-year decrease of 8.8 billion yuan.
In the first three quarters, foreign currency loans increased by 14.7 billion US dollars, an increase of 11.1 billion US dollars over the same period last year. In September, foreign currency loans increased by 2.1 billion US dollars, a year-on-year decrease of 400 million US dollars.
This article was compiled from the official website of the Shanghai headquarters of the People's Bank of China. Zhitong Finance Editor: Chen Wenfang.