• Waterdrop released its 2025 ESG report on Oct. 15, 2026, with its ESG rating upgraded to A+.
• R&D investment totaled RMB 233 million as the company advanced its strategy to become an AI-native insurance and healthcare platform.
• Its AI underwriting tool reduced complex health insurance processing time by 80%, achieving 99.8% underwriting accuracy.
• Claims paid for insurance covering pre-existing medical conditions rose 46.83% to RMB 55.99 million through its insurance marketplace.
• Medical crowdfunding donations reached a cumulative RMB 72.3 billion by year-end, supporting 3,680,000 patients with critical illnesses.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Waterdrop Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: 202610150915PR_NEWS_USPR_____CN73216) on October 15, 2026, and is solely responsible for the information contained therein.