• KRUK estimates January-September 2026 net profit fell year-on-year to PLN 753 million, including PLN 198 million in the third quarter.
• Earnings were hurt by debt-portfolio recoveries falling short of operating plans, mainly in Spain and Romania.
• Debt-portfolio investments exceeded PLN 1.2 billion by the end of September 2026.
• CEO Piotr Krupa cited stronger competition and emphasized protecting investment quality rather than pursuing growth at any cost.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. KRUK SA published the original content used to generate this news brief on October 16, 2026, and is solely responsible for the information contained therein.