Recently, according to the latest list of personal pension funds and the list of individual pension fund sales agencies released by the China Securities Investment Fund Industry Association, as of September 30, 2026, the number of personal pension funds was 349, and the number of sales institutions was 52. Compared to the end of the first half of this year, 28 new personal pension funds were added, and there was no change in the number of sales institutions. “Fixed income +” products became the main incremental force, which is the biggest feature of this round of capacity expansion. Interviewed experts believe that with the introduction of “fixed income +” products for the first time, the product risk-return gradient for personal pension funds has been further improved, the optional tools for residents' pension financial management have become more refined, and the construction of a personal pension system has also taken a step forward.

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