• United Community Banks projects fourth-quarter 2026 EPS of $0.80-$0.83, compared with third-quarter operating EPS of $0.77.
• Net interest margin is expected in the mid-3.70% range, versus 3.68% in the third quarter.
• The full-quarter benefit of securities repositioning is expected in the fourth quarter; third-quarter average securities yield rose 37 basis points to 3.34%.
• Projected 2027 quarterly reinvestment cash flow is approximately $340 million, versus $240 million before restructuring.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. United Community Banks Inc. published the original content used to generate this news brief on October 19, 2026, and is solely responsible for the information contained therein.