• Global commercial insurance rates fell 5% in Q3 2026, marking the ninth consecutive quarterly decline.
• Property rates dropped 10% globally, while casualty rates rose 1%, driven largely by continued challenges in the US.
• US casualty rates increased 6%, with insurers tightening underwriting scrutiny and offering increasingly selective capacity.
• Financial and professional lines rates declined 3% globally; cyber insurance rates fell 4%.
• Ample capacity, insurer competition and lower reinsurance costs supported lower rates, giving buyers opportunities to improve coverage terms.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. MMC - Marsh & McLennan Companies Inc. published the original content used to generate this news brief on October 21, 2026, and is solely responsible for the information contained therein.